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B40 Income Tax & Take-Home Pay Calculator Malaysia (2026)

Specialized income tax calculator for B40 households in Malaysia. Understand your net pay after EPF and SOCSO.

Country

Period

Gross Monthly Salary

Net Pay (Monthly)

RM 3,417

(RM 41,004 / year)

Take-home after all taxes and contributions

Net Pay85.4%

Marginal Tax Rate

Average Tax Rate

14.6%

Withholding Details (Monthly)

Gross IncomeRM 4,000

Income Tax-RM 115

EPF (11%)-RM 440

SOCSO-RM 20

EIS-RM 8

Total Deductions-RM 583

The Taxberg

Did you know your employer also pays tax/contributions on your salary?

Employer Pays Extra (Monthly)

+RM 598

EPF (12/13%)RM 520

SOCSORM 70

EISRM 8

Total Cost to Employer (Monthly)

RM 4,598

Income Tax Slabs (Monthly)

Income SlabRateTaxable AmountTax Payable

RM0 - RM5,0000%RM 417RM 0

RM5,001 - RM20,0001%RM 1,250RM 13

RM20,001 - RM35,0003%RM 1,250RM 38

RM35,001 - RM50,0006%RM 1,083RM 65

*Calculations are based on 2026 Tax tables. Social security and contribution rates are approximations.

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