Mortgage Insights

Mortgage Calculator for RM 500,000 Home Loan in Malaysia (2026)

Calculate monthly installments for a RM 500k house in Malaysia. Compare 35-year vs 30-year tenures and current interest rates.

RM
RM

Monthly Repayment

RM 2,047

Estimated payment including principal and interest

Interest47.7%

Total Interest Paid

RM 409,667

Total Loan Amount

RM 450,000

Loan Insight

Over 35 years, you will pay a total of RM 859,667.

PrincipalRM 450,000
InterestRM 409,667
Total CostRM 859,667

Loan Summary

Daily Interest

RM 32

Yearly Payment

RM 24,562

Loan-to-Value

90.0%

Repayment Multiplier

1.91x

*Repayment amounts are estimates. Actual bank offers may vary based on credit score and MRTA/MLTA requirements.